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Fri, Jun 23rd, 2023 Most of you are aware of the many optional endorsements available under the PSI Liability policy, including In-Home Boarding/Daycare, Dog Training, Pet Grooming, and House Sitting, but did you know we now offer separate policies specifically for other types of Pet related services such as Therapy Dog Handlers and Pet Food/Treats Distributors and Manufacturers? Both of these products are unique in scope so for this briefing, I would like to share what each covers and what is required in underwriting to obtain a policy at reduced rates.
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Categories: animal behaviorist, business insurance, insurance for animal behaviorists, insurance for therapy animal, insurance for therapy dog handlers, pet care insurance , pet food, pet treats, pets, psi , therapy animal, therapy dog, therapy dog handlers , therapy dog insurance |
View all Categories Fri, Jun 23rd, 2023 As the Pet Sitting world evolves, there seem to be more and more people coming into the field looking to make a quick buck, without realizing the importance of covering all their exposures if something were to go wrong. It's amazing to me how online registries advertise to pet owners and pet care providers that they offer Premium Insurance using terms such as Peace of Mind and Exceptional Insurance Coverage, yet when you read the fine print there appears to be a lot of gaps. Is anyone reading the fine print on these sites or obtaining a copy of the actual policy—pet care providers or pet owners?
Let's examine the different coverage all Professional Pet Sitters should maintain to be adequately covered, and where most hobbyists seem to fall short on coverage.
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Categories: bonding, business insurance, dog walker, dog walker insurance, dog walking and pet sitting insurance, dog walking insurance, general liability, insurance claims, insurance for dog walkers, insurance for dog walking business, insurance for pet sitter , insurance for pet sitters , insurance for pet sitting business , pet sitter , pet sitting insurance , pets, professional pet sitter, small business, workers compensation |
View all Categories Fri, Jun 23rd, 2023 David Pearsall, CIC
Fri, Jun 23rd, 2023 In Home Pet Boarding has been around for years, but with the arrival of online directory matching services such as Rover.com and DogVacay.com, this alternative to traditional pet sitting and boarding has certainly increased in popularity. This also appears to ring true with PSI members insured via the PSI Liability program, as today almost 25% of members insured under the program now include coverage for this service as opposed to just 5% a decade ago. Unfortunately, many people will jump at the opportunity to board pets in their homes and sign up on one of the online directories without considering the risks they may take by doing so. So for this briefing, let's take a look at some of the claims we have seen arising out of In-Home Boarding (they too have increased!) and examine the different risks involved to make sure PSI Professionals and any others that may be reading this are aware of the exposures that exist.
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Fri, Jun 23rd, 2023
"Why must I be a member of PSI or another association to obtain discounted insurance through Business Insurers of the Carolinas?"
We often get this question when pet sitters and dog walkers contact our agency looking to purchase or renew their insurance and/or bonding. Since this affects all PSI members and prospective members, I would like to share with you why and how our pet sitter liability insurance program was born so that everyone has a better understanding of our policy and why active association membership is mandated to receive the most affordable rates we can offer. The model we were built on back in the early 90s has allowed us to greatly enhance our product offerings over the years and is fundamental to the continuity of all our agency association programs.
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Categories: associations, business insurance, dog walking and pet sitting insurance, in-home pet boarding, in-home pet care, insurance claims, insurance for pet sitter , insurance for pet sitters , insurance for pet sitting business , napps, pet sitter , pet sitting insurance , pets, professional pet sitter, psi |
View all Categories Fri, Jun 23rd, 2023 Seems like every week or two I read a headline online about a pet sitter or dog walker claim that makes me pause and say "he or she did what?" Fortunately, many of these are not claims from PSI members, but they do get people's attention and also give the pet-sitting industry a bad wrap. And unfortunately, there have been a few claims from PSI members that are similar from which we can all learn. So for this briefing, let's take a look at some of the Do's and Don't's when it comes to being a true professional pet sitter. And if you utilize employees or independent contractors in your business, I highly recommend sharing this information with them so you can prevent future claims like this in your business.
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Categories: dog walking and pet sitting insurance, insurance claims, insurance for pet sitter , insurance for pet sitters , insurance for pet sitting business , party, pet sitter , pet sitting insurance , pets, professional pet sitter, risk management, small business, smoking |
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